Vigilant helps to safeguard your business with proactive risk strategies tailored to today’s challenges. From guiding you through premium audits and strengthening workplace safety to reducing cyber exposure, our team provides practical solutions that protect your operations and support long-term stability.
Premium Audits
Stop Overpaying On Your Insurance Premiums at Vigilant, our Premium Audit Reviews are offered on a fair, client-friendly fee structure. While many audit firms charge high, uncapped contingency fees—sometimes up to 40% of every recovered dollar—we take a different approach. We provide this service at a substantial discount, designed to make sense for our clients.
Up to 85% of Workers’ Compensation and General Liability premium audits contain errors—and most of those mistakes cost you money. With 15+ years of audit review experience, Vigilant identifies inaccuracies, corrects misclassifications, and helps businesses recover substantial overpayments.
One client saved more than $146,000 in a single year.
Sub-Contractor Prequalification Program
We’ve worked with numerous Construction Management firms to help subcontractors get pre-qualified on a project-specific or global basis.
Our Comprehensive Prequalification Process
Our experienced team conducts detailed financial analysis and risk assessment that goes beyond basic credit checks. We evaluate:
- Financial statements and ratios to assess stability and capacity
- Bonding capacity and surety relationships
- Project history and performance track record
- Work-in-progress schedules and backlog analysis
- References from previous clients and project owners
- Safety records and compliance history
Flexible Service Models to Meet Your Needs
We understand that every organization has different requirements. Whether you need ongoing prequalification services for your entire subcontractor base or assistance with a specific high-value trade partner, we tailor our approach to your situation.
The Vigilant Advantage
With deep relationships throughout the surety industry and years of specialized experience, we can often help subcontractors secure bonding approval where others have been unsuccessful. Our advocacy approach means we work as your partner to build a reliable network of financially qualified trade partners.
Workplace Safety
As your insurance partner, we help construction clients integrate safety excellence into their operations, supporting compliance, reducing exposures, and driving long-term performance. Our mission is to empower teams to embrace safety with confidence, creating a more secure job site and a stronger, more resilient business. We have formulated a strategic partnership with Shining on Safety to bring added value to our insurance clients. Vigilant and Shining on Safety believe that a strong safety culture is the foundation of every successful construction business. Instilling consistent, everyday safety practices not only protects your workforce it’s one of the most effective risk-management strategies for controlling insurance costs and strengthening your overall program.
